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momincorvallis

posted on Jul 19, 2007 (modified on Jul 19, 2007)

My husband and I have been trying to get a first time home buyers loan but we need to pay off are charge offs first. We where going to buy the home we were renting went throught all the paper work but the landlord was not going to sign untill we paid for the aprazal. So we set a day to get that done on r money. 15 days before we had gotten a 30day no caues eviction she wanted the house sold no matter what. so all 30 days go by still she would not sign. Inlaws have come to visit and the aprazer will be here at noon. two hours before the aprazer shows up I have the money in hand and i see a sharif pull in? then a nother and a nother? then I see the landlord , shariff comes up to me "you have 5 min to leave. "what, we are buying this house we already went to a morgage company" my husband was at work and I was home with the kids and the inlaws. so I asked the landlord what was going on. she had gotten a better offer on the home. why couldent she tell us this so we could have uped are offer or moved out. now we have an eviction on are credit so we cant rent anywhere. we are in my mothers house we sleep on the floor in the living room. the ather bad thing was we had animals on the land to. we moved the ponies up the street to a nabor. nice big place stalls arena lots of pasture no other animals. so I thought "one good thing came out of all this bad". so we were going to rent that place for the kids ponys so they dont lose everything. well almost a month down the road still have no where to live the guy with the barn calls us out to his place. He ran a credit check. we have to move the ponies. so we have no where to go and no where to move the ponies to. I have applied for everything. and most places want a credit card to even help us. for years I have had nothing but bad luck. can somone please help turn my luck around. we found a house with land but we need a home loan anything. the house in for 200000 we have old bills that have run are credit down we can get a loan if we pay off the 10000 in chargeoffs. please send me somone who can lend me the money to save are family.  momincorvallis@yahoo.com 

If i did not have bad luck i would not have any luck at all

looking for a helping hand

or

comforting words

or a 200000 loan for a home

or 10000 loan to pay off detb

Categories: USA, Oregon, Mother, corvallis, mother looking for help
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Elaine of TSA
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11. Elaine of TSA posted on Jul 19, 2007

have you seen this link?
http://www.oraoha.org/housing. cfm

W H O ~ K N E W
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10. W H O ~ K N E W posted on Jul 19, 2007... modified on Jul 19, 2007

Try and email them - explain your situation and see what they have to say. 400 miles is quite a distance with or without a new vehicle.
naca contact page

momincorvallis
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9. momincorvallis posted on Jul 19, 2007

413.78 miles WORKSHOP LOCATION DISTANCE (From: Corvallis, OR) must attend a workshop before you can participate in the NACA program do u know if they have one closer I don't have a way to get there I just have an old truck thats on its last leg. I do have a friend that likes to drive. just need to talk them in to it. I will try anything thank you. that looks like what I need

W H O ~ K N E W
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8. W H O ~ K N E W posted on Jul 19, 2007

and of course check out elaine's links above! because I can't type as fast as her! ;p lol!!!

W H O ~ K N E W
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7. W H O ~ K N E W posted on Jul 19, 2007

I am including links for help in oregon from HUD. I would also suggest NACA - They will work with you to get you on the right track to home ownership. It will take time - and I know that is NOT something you want to hear right now, but if you want to do it right and not face another eviction, give them a try. They do not show an office in Oregon on their site, BUT do not let that dissuade you, check out their site, contact them, maybe there is something they can do to help.
HUD link
subsidized housing - OREGON - rentals
NACA

momincorvallis
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5. momincorvallis posted on Jul 19, 2007

today I have looked in to hud. there is a waiting list. I did see that they do have help for down payment but we have to qualify for their loan FHA and HUD said we have to have good credit. We have a 565 right now and we are trying to bring that up. all the places will not help us till we are 620 and up. we are trying to get up there. we did get a credit card to help establish are credit but it is not yet on the credit report. I would like to thank you all for your support. thank you so much I just don't know what to do. we have tried to do everything. every time I think its going to be OK something more happens. I was thanking god for the land we had use of so the kids can keep the ponies but now we have to move them. that was the one thing we did not lose for the kids. Keeping them had helped them with the lose of the house. lots of cold hearted people out there. thank u all for your support it really does mean alot to me. :)

sandy6
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4. sandy6 posted on Jul 19, 2007

Please go to housing authority for corvallis. sandy6

sandy6
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3. sandy6 posted on Jul 19, 2007

Dear momincorvallis, have you tried any of the charities in your area, or grants from hud, housing authorities, cted, hud grants money to organizations, rural help. You have to try in your area to see if their is help for housing, You can also go to aid page for soulight and scroll down and see if there is anything there you can use. Blessings Sandy6

inlandempire11
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2. inlandempire11 posted on Jul 19, 2007... modified on Jul 19, 2007

Dear momincorvallis I am a lender. Feel free to see if you can get help from us. Get preapproved at http://www.choicepeerlending.c om You can click on the loan link to borrow. Keep in mind that your credit and debt to income ratio will be a factor. Give it a try. Hope all is well with your family. I'll send you a link. David Email: david@choicepeerlending.com

bebe1
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1. bebe1 posted on Jul 19, 2007

somebody responde to me as soon as possible ok.

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Note: This aidpage was started as a comment on "Home page of momincorvallis"I am including links for help in oregon from HUD. I would also suggest NACA - They will work with you to get you on the ...see full post
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